February 19, 2008
40 arguments insurance companies will use to overcome or reduce your claim
Insurance companies use many excuses to avoid making bids equitable settlement for victims of car accidents. The most popular are: 1.
You were not wearing seat belts, and thus are at the root of your own injuries. 2.
Your car has defective equipment that has contributed to the accident. 3.
Your ability to drive is impaired by drugs or alcohol. 4.
You did not notice the other car until the moment of impact or immediately before impact, and therefore were inattentive. 5.
You excessive speed robber to the police and therefore you are not credible. 6.
You were exceeding the speed limit and could have avoided the accident if you had been underway slower. 7.
You gave no signal to stop or turn or made a dangerous path change. 8.
You were not at the intersection first. 9.
No independent witnesses were found to support your version of the accident (the people of your car do not count). 10.
In our “book” that impact could not have caused the damage that you complain of. 11.
Depending on your medical history, prior injuries you already existed before the accident. 12.
The accident was so minor, it did not justify the police to be summoned to come. 13.
You refused a visit to the hospital after the accident. 14.
The emergency department of the hospital had been taken to you after the accident did not document all complaints of pain in places that you are now complaining about. 15.
You have no visible signs of injury. 16.
You have waited too long to see a doctor. 17.
You have seen the wrong type of doctor. 18.
Your doctor is not credible because it is too well known for the treatment of accident victims to make more money. 19.
We know that your lawyer will never go to trial. 20.
You have a history of other claims in the last ten years. 21.
No other person involved in the accident had injuries. 22.
There was very little damage to the car you were in. 23.
(If you were a pedestrian), you walked in the car. 24.
When you saw a doctor forgot to give you a history of other injuries that you have sustained in the past. 25.
At the time of the accident, you were under the care of a doctor for a accident. 26 before.
Your complaint to the doctor or exaggerated. 27 were bizarre.
You have been referred to by your doctor lawyer. 28.
Our surveillance videotape shows that you can do many activities without giving the impression of being in pain. 29.
The medical records indicate he had seen walking normally when you did not know that you had watched. 30.
You had another accident (later), which is the real cause of the problems you complain about this accident. 31.
The doctor of your own insurance company forced to see you that you are indeed free and do not require treatment. 32.
You have no medical problems such as arthritis or other pre-existing medical problems. 33.
Your doctor did not recommend the reduction of working time, but you took a leave of work. 34.
You will not miss any time work. 35.
Before the accident, he had a poor attendance record. 36.
Your tax returns before and / or social security records shall not claim that you are doing on wages. 37 lost.
You have never filed tax returns in the past. 38.
The limitation period (deadline) is executed on your case. 39.
You have made a statement early on to the insurance company that you have not been injured in the accident. 40.
You are not a US citizen. Remember is the adjuster employment and the duty to seek and find as many defenses and arguments as possible in your case.
It starts very early when setting wants to “take your statement” or did you “sign a few forms” or offers you a “prompt settlement check. “.
Filed under Auto Insurance Companies by car insurance quotes guru
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